It goes without saying that when you buy real estate you expect to sit down with your Realtor to determine what style, which location and how expensive a home you wish to buy. And, of course, you and your Realtor then need to go out into the marketplace to actually see the homes that are available. And the final step is to contract for the home you select, complete your financing and inspections and close on the transaction. But did you know that there are ways to save time, money and effort in the process? Here's how ---

The agent you work with should be experienced and knowledgeable in the marketplace. If they are familiar with the homes on the market and they know neighborhood values, they can help you determine which properties are fairly priced and in good condition before you start your search.

The agent you select should offer Buyer Agency to you, which is an arrangement where the agent actively looks after your best interests, but still gets paid by the Seller. This relatively new development in real estate eliminates that age-old question in real estate transactions- "Just who is my agent representing, me or the seller?"

A good agent will recommend that you pre-qualify for a mortgage loan before you look at homes - to be sure you are looking in an appropriate price range and to strengthen your bargaining position when you locate the home you wish to buy. If your offer to the seller includes a letter from your lender indicating you already qualify for the loan, the seller will take you seriously.

These are just a few hints that I use to insure your home buying experience is pleasant and profitable.

If you would like to arrange an appointment to discuss your home buying requirements, contact Cameo