Just a little about me....
I grew up in Franktown, Colorado where we raised and showing Arabian horses. I have worked in sales most of my life. Having operated an art gallery at the age of 13, I understand all aspects of running a business. I attended school in Arizona where I received a degree in interior design from ASID. I worked in the hospitality field of interior design in Northern California. As head of the design department I handled all aspects of design in restaurants, b&b's, and hospitals, college common areas and hotels. Returning to Colorado I did residential interior design and sold high-end furniture for Homestead House.  I discovered my love of homes and my real estate career began. I appreciate homes inside and out! I love working with people and finding them their dream home!!

Interests include: poetry, reading, art, music, travel, and volunteering with young adults. 

Buyer Information

You need a Realtor on your side

Sure people can, and do, go it alone. If you're savvy enough to navigate the occasionally murky waters of the real estate transaction, then more power to you. But particularly the first time home buyer, the value of an experienced Realtor is immeasurable.

My Areas Of Expertise:

• Estimating The Market Value of a home.

• Drawing Up The Contract And Negotiating The Terms.

• Providing Guidance To The Buyers Seeking Financing.

• Coordinating Inspections and Negotiating Issues.

• Coordinating Appraisals and Dates Of Contract.

• Attending Closings To Explain Questions and Confirm Correctness Of Documents And Fees.

Credit Reports:  The Good, Bad, And The Illegal

Credit reports are important because lenders like to avoid risk. If you have a history of full and timely payments, lenders will fidget less and offer better terms.

How do credit reports work, here's a brief sample.
 

If a credit card payment is late, will this show up on my credit report?
No. Only payments delayed by 30 days or more are regarded as "late". If your payment is late this may entitle the creditor to collect additional fees, harder terms or terminate your account.
 

How long do terms stay on my credit report? Most items stay on a report for seven years, bankruptcies remain for ten.

How can I get better credit? Pay bills in full and on time for at least a year, close accounts that you do not use, review your credit report annually for accuracy, and reduce credit card balances.

Here Are The Credit Agencies

Equifax

Equifax Credit Information Services, P.O. Box 740241, Atlanta, GA

1-800-685-1111

Experian

Experian National Consumer Assist, P.O. Box 2104,  Allen, TX

1-888-397-3742

Trans Union

Trans Union, P.O. Box 2000, Chester, PA

1-800-888-4213

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Seller Information

My Objective Is To Get You The BEST PRICE In The SHORTEST TIME, With The LEAST HASSLE.  I offer Honest, Dependable Service, and provide you with the following:

• VISIT AND EVALUATE PROPERTY

• RESEARCH THE MARKET AND PROVIDE CMA

• INSTALL  SIGN WITH INFORMATION BOX

• ARRANGE FOR LOCK BOX TO ENCOURAGE OTHER REALTORS TO SHOW YOUR HOME.

• DESIGN MARKETING MATERIALS

• WRITE AND PLACE ADVERTISING

• PRODUCE GRAPHICS AND FEATURE SHEETS

• PHOTOGRAPHY

• PREPARE LISTING PACKAGES

• ENTER PROPERTY INTO MLS SYSTEM

• FEATURE PROPERTY ON SEVERAL WEBSITES

• PROMOTE AT REALTOR BOARD MARKETING SESSIONS

• SET UP SHOWING PROCEDURES

• PREPARE HOME FOR SHOWINGS

• FAX  OR EMAIL PROPERTY TO OTHER OFFICES

• HOLD OPEN HOUSES

• DELIVER FEED BACK FROM SHOWINGS

• NEGOTIATE CONTRACT

• NEGOTIATE INSPECTION ITEMS

• ASSIST IN APPRAISALS

• OBTAIN THE ESTIMATED CLOSING COSTS

• INITIATE THE CLOSING/ TITLE PROCESS

• SET UP CONTRACT CLOSING FILE

• ATTEND CLOSING

• INSURE ALL FILINGS AND NOTIFICATIONS

• HELP YOU RELOCATE IN A TIMELY MANNER

1.First and most obvious, you are employing the services of someone to market your home.
 

In the new millennium your Realtor needs to go beyond planting a sign in your front yard. I spend more than most realtors to expose your home to potential homebuyers. My goal is to be certain that every serious homebuyer in the market knows your home is available whether that buyer is looking on his own or through another agent, looking on the Internet or driving through neighborhoods.
 

2. The second and most important person you are hiring is a professional to guide you through the maze of legal paperwork, inspections, financing and inevitable hitches to complete the sale of your home after you've found your buyer.
 

Because it is an unfortunate fact of life that today's consumers are more inclined to litigate than ever before, you want a  knowledgeable expert to negotiate on your behalf, to prepare a strong contract that clearly addresses the many details of the transaction, to monitor the buyers' financing and to oversee the many details that must be handled on the way to closing.
 

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